Our strategy is founded on Asset Allocation and Securities Selection. We practice portfolio management responsive to the client’s specific financial objectives, which takes into account such things as risk tolerance, lifestyle, dependents, educational needs, healthcare, retirement and special circumstances. A customized asset allocation model is constructed for each client using equities, exchange traded funds (ETFs), no-load mutual funds and bond investments. Once a strategy has been determined, agreed upon and implemented, we continue to monitor and periodically update the plan and securities to make sure they conform to the client’s goals and objectives. Our long term client relationships are based on a conservative approach to capital preservation and growth.